top of page

FLAT FEE FINANCIAL BLOGS
Explore insightful financial wisdom and expert advice on Flat Fee Financial Blogs – your key to a secure and informed financial journey
Search


Should You Invest Or Pay Down Your Mortgage? (6% int. rate ex.)
One of the biggest financial decisions homeowners face today is whether extra cash should go toward investing or paying down a mortgage. While investing may offer the potential for higher long-term growth...


Flat Fee vs. AUM Fees: When 1% Starts Costing You Millions
Most financial advisors charge around 1% of your assets per year. That may not sound like much… until you run the numbers. In this article, we’ll compare a few examples below:


Greenlight Card or Visa True Link Card Which is Better for Supporting Aging Parents
Caring for aging parents often means balancing their independence with financial safety and your peace of mind. Two financial tools that families use for this purpose are the Greenlight platform...


(850): A Step-By-Step Guide To Achieving A Perfect Credit Score
Getting an 850 credit score—the highest possible on the FICO scale—is extremely rare, and extremely overrated. Around 1.76% of credit-eligible US consumers have a perfect credit score of 850, or around 4 million people.


5 Reasons To Avoid a Cost Segregation Study
Cost segregation can be a powerful tax strategy for real estate investors, but it's not always the right move for every property owner.


Are You Prepared? A 10-Item Spring Financial Checklist to Keep You on Track
Making space for intentionality around your finances is never a waste of time, especially when it’s as sparse as once every 6-12 months...


Charlotte Housing: The Average Charlottean Expects to Pay $480,564 For Their First Home
I polled 250 people in the Charlotte area, asking questions about housing. I’ve highlighted a few of the takeaways below...


2024 Car Depreciation Is... High (Examples Below)
According to Progressive the average car depreciation is 10-15% per year, with most new cars losing 20% in the first year. Some of the cars


Bank Account Tier List for North Carolina Residents
The difference between choosing the right bank(s) and the wrong one could be a $10,000 decision over someone's lifetime.


How Much To Spend On A Used Car?
We will solve this problem using a sliding scale. Our scale will range from 10% to 30% of our annual pre-tax income. And note that the 10%


Saving For College
To plan appropriately, we need a lay of the land, a target, and a plan to get there. Below, we'll start from a 10,000-foot view (cost) and..


Dynasty 529 Plan
A Dynasty 529 plan is when you superfund one or multiple 529 accounts to create a college savings account for an entire family branch...


How Much Do You Need To Earn To Afford a $500,000 House?
When buying a home you should budget with your net income as budgeting with gross income can have you spending over 100% of what you...
bottom of page
