At Flat Fee Financial, we help you make friends with your finances.
Financial planning is more than just numbers. Our desire is to provide guidance along the way, helping you avoid mistakes and make wise decisions based on your personal goals. We combine modern technology, efficient processes, and personalized attention to help you on your path.
Stephen Boatman
CFP®, CSLP
My Story
I began my investment career managing an endowment fund at Appalachian State University through the Bowden Investment Group. Following graduation, I spent eight years at a boutique wealth management firm in Greensboro, NC, gaining hands on experience in comprehensive financial planning and investment strategy. I later returned to my hometown of Charlotte to establish Flat Fee Financial, with a mission to provide transparent, client-focused financial guidance. I’m passionate about helping individuals make the most of their money, avoid costly missteps, and navigate life’s major financial decisions with confidence.
My Earliest Investments
When I was seven, I purchased a guitar for $6 at a garage sale, put strings on it for $20, and sold it to my friend's mom for $80, all in a weekend. And now I can invest but can’t play guitar. there’s always a trade-off.
My Favorite Finance Books
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The Psychology of Money by Morgan Housel
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Flash Boys by Michael Lewis
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The Richest Man in Babylon by George S. Clason
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The Intelligent Investor by Benjamin Graham
Outside Of Work
A few organizations that have positively impacted me are 1-2-1 Mentors, Search Ministries, and Project 658. I enjoy chess, rock climbing, cycling, and pickleball.